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Major medical issues covered for under $25 per week.
SuperGold cardholders age 70 and under can apply for comprehensive cover for cancer, stroke, heart attack & coronary artery surgery.

SuperGold cardholders can get cheap health insurance for under $25 p[er week

"Get the four most common major health conditions covered - including Non-Pharmac drugs up to $600,000 per year" Ruth from Vesta

    

           

Supergold Cardholders can lower insurance premiums

The insurer for this offer is Partners Life

You will need to provide health information - cover is not guaranteed

Other insurance offers? Click here

What are the major benefits of this cover

Get medical insurance at a lower cost affordable for life level premium
policy covers treatment for
1. heart attack
2. stroke
3. Coronary Artery surgery
4. Cancer - including $600,000 for non-pharmac drugs
(excess is waived)

Pay less than $25 per week for comprehensive health insurance
other benefits include
5. Cash payment for Public hospital admissions of 4 nights or more
6. Major diagnostics (MRI, CT, Colonoscopy etc - $250 excess)
7. Funeral benefit of $10,000
SuperGold cardholders get free advice from an insurance expert to help lower the cost of cover

Limited Cover is available for any other elective surgery. The policy will cover these other treatments but will have a $10,000 excess. THis is how we keep the cost below $25 per week into advanced years 

Definition

The diagnosis criteria used by the insurer to determine if the excess is waived

You can get cover for heart conditions for under $25 per week
Heart Attack
Diagnosis criteria

Myocardial infarction, commonly known as a heart attack, is diagnosed when a portion of the heart muscle dies due to insufficient blood supply. Diagnosis relies on a combination of tests, medical evidence, or a specialist's opinion, recognised by cardiology experts as appropriate criteria. Conditions like unstable angina and acute coronary insufficiency are not considered as severe as a heart attack in this context.

Stroke medical health insurance for less than $25 pwer week
Stroke
Diagnosis criteria

A stroke is diagnosed when a cerebrovascular event causes brain damage, which is evident on CT, MRI, or a similar scan. This damage can be in the form of brain tissue infarction or intracranial/subarachnoid hemorrhage. Other conditions like transient ischemic attacks, migraines, brain injury from trauma or oxygen deprivation, and eye-related or vestibular vascular diseases are not considered as strokes in this context

Coronary artery surgery
Diagnosis criteria

Means the actual undergoing of Coronary Artery Bypass Grafting to correct or treat coronary artery disease.

Coronary artery surgery health medical insurance for NZ citizens
Serious Cancer
Diagnosis criteria

Cancer refers to the uncontrollable growth and spread of malignant cells, including conditions like leukemia, lymphoma, and Hodgkin's disease. It leads to the invasion and destruction of normal tissue and may require surgery, immunotherapy, chemotherapy, or radiotherapy as determined by a specialist. Non-melanoma skin cancers are excluded, except when they necessitate surgery under general anesthesia or require chemotherapy, radiotherapy, or immunotherapy prescribed by a specialist.

Cancer insurance nz southern cross non-pharmac cover

Major Diagnostic Tests Covered

These major diagnostic tests are covered with a $250 excess (per year that you claim)

• Angiogram
• Arthroscopy
• Cardiovascular ultrasound
• Colonoscopy 
• CT Scans 
• Cystoscopy
• Dilation & Curettage 
• Echocardiography 
• Endoscopies including but not limited to Capsule Endoscopy
• Gastroscopy 
• Hysteroscopy 
• Laparoscopy 
• MRI Scans
• Myelogram 
• Myocardial perfusion scans
• Nuclear Stress Test
• PET Scans
• Scintigraphy
• Sigmoidoscopy

Get major diagnostic tests with a $250 excess
Your quality health insurance for less
Deal with a real person

We'll be happy to talk to you every step of the way.

Get the best for cheap premiums of under $25 per week.

How pre-existing conditions might affect you if you applied for new cover.

Sovereign/AIA Policyholder?

Upgrade your old Sovereign or AIA policy - find out how it will work for you.

Partners LIfe health insurance for less

Other contact options

0800 283 782

info@vestacover.co.nz