Myocardial infarction, commonly known as a heart attack, is diagnosed when a portion of the heart muscle dies due to insufficient blood supply. Diagnosis relies on a combination of tests, medical evidence, or a specialist's opinion, recognised by cardiology experts as appropriate criteria. Conditions like unstable angina and acute coronary insufficiency are not considered as severe as a heart attack in this context.
A stroke is diagnosed when a cerebrovascular event causes brain damage, which is evident on CT, MRI, or a similar scan. This damage can be in the form of brain tissue infarction or intracranial/subarachnoid hemorrhage. Other conditions like transient ischemic attacks, migraines, brain injury from trauma or oxygen deprivation, and eye-related or vestibular vascular diseases are not considered as strokes in this context
Means the actual undergoing of Coronary Artery Bypass Grafting to correct or treat coronary artery disease.
Cancer refers to the uncontrollable growth and spread of malignant cells, including conditions like leukemia, lymphoma, and Hodgkin's disease. It leads to the invasion and destruction of normal tissue and may require surgery, immunotherapy, chemotherapy, or radiotherapy as determined by a specialist. Non-melanoma skin cancers are excluded, except when they necessitate surgery under general anesthesia or require chemotherapy, radiotherapy, or immunotherapy prescribed by a specialist.
These major diagnostic tests are covered with a $250 excess (per year that you claim)
• Angiogram
• Arthroscopy
• Cardiovascular ultrasound
• Colonoscopy
• CT Scans
• Cystoscopy
• Dilation & Curettage
• Echocardiography
• Endoscopies including but not limited to Capsule Endoscopy
• Gastroscopy
• Hysteroscopy
• Laparoscopy
• MRI Scans
• Myelogram
• Myocardial perfusion scans
• Nuclear Stress Test
• PET Scans
• Scintigraphy
• Sigmoidoscopy
Upgrade your old Sovereign or AIA policy - find out how it will work for you.