Cancer, stroke, heart attack, and coronary artery surgery are fully covered without an excess. You’ll also have access to up to $600,000 per year for non-Pharmac treatments. For other care, a $250 excess applies to major diagnostic tests, and a $10,000 excess applies to other conditions.





Cavan Palmer - Waikato


Not all insurers allow discounts

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Upgrade your old Sovereign or AIA policy - find out how it will work for you.